High Yield Savings Account
Save smarter with a PMCU High-Yield Savings Account
Deposit $15,000+ to earn the 4.07% APY* rate
$0-$14,999 earns 0.10% APY*
- Earn a rate that’s 8X the national average
- Access your funds at any time
- No fees or penalties
- Same-day transfers
- Apply online, visit your nearest branch, or contact us at 303.657.7000 to open an account
Download the PMCU app for fast, easy banking – wherever you are.
- Add funds to your high-yield savings account
- Review recent transactions
- Check out how much interest you’ve earned
How the PMCU High-Yield Savings Account works.
Open an account
Fill out the application and open your high-yield savings account online or in the PMCU app. It only takes a few minutes.
Link external accounts and add funds
Do you have checking or savings accounts at other financial institutions? We made it easy to link accounts and transfer money into your PMCU high-yield savings account.
*APY = Annual Percentage Yield. The Dividend Rate for the High Yield Savings Account is based on the U.S. Prime rate (index) as published in the Wall Street Journal. For balances $15,000 and greater, the Dividend Rate will be no less than the index minus 4.00%. For balances less than $15,000, refer to the Rate Sheet for current rate and Annual Percentage Yield (APY) information. In no case will the account Dividend Rate be less than 0.10%. The Dividend Rate and APY is subject to change at any time without notice. If the U.S. Prime rate (index) changes, rates will be updated on the 1st of the following month. High Yield Savings Account are Tiered Rate accounts. For these accounts, if the average daily balance falls within the range for a particular tier, the Dividend Rate applicable to that tier will apply to the full balance in the account. This is available to Consumers only. Not available for IRA or Business accounts.