Policies & Disclosures

Account Disclosures

• Membership and Account Agreement Disclosure*
• Business Membership and Account Agreement Disclosure
• Consumer Rate & Fee Disclosure
• Business Rate & Fee Disclosure
• Patriot Act
• Your Federally Insured Funds
• Courtesy Pay Opt-In

*We updated some of the language in our membership agreement for you to have all the information for your membership with us. There are minor changes and additions to the membership agreement. Highlights include additional information on official checks, online banking and mobile banking services and other services we offer our members.

Loan Disclosures

• Consumer Credit Card Disclosure
• Business Credit Card Disclosure
• Home Equity Line of Credit Disclosure

Electronic Services Disclosures, Terms & Conditions

• Online and Mobile Banking Disclosures
• SWBC Terms and Conditions
• One-Time Passcode Terms & Conditions

Other Policies, Disclosures, and Agreements

• Privacy Policy
• Website Terms of Use
• Linked Third Party Website Disclosure
• Social Media Policy
• Online Privacy Statement
• Our Mobile App and your Location Data

Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.